Thinking about making a major life move across the Atlantic? Portugal might just be your dream destination. Nestled on the western edge of Europe, Portugal is gaining serious popularity among Americans for good reason.
With its laid-back lifestyle, sunny climate, rich history, and relatively affordable cost of living, it's no wonder Portugal is on the radar of expats, retirees, and digital nomads alike.
The country offers a compelling mix of old-world charm and modern amenities. Whether you're looking for scenic coastlines, vibrant cities, or tranquil countryside, Portugal delivers. Moreover, English is widely spoken, especially in urban centers and tourist-friendly areas, making the transition a bit easier for newcomers.
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Lifestyle, climate, and cost of living in Portugal
Lifestyle
One of the most attractive aspects of life in Portugal is the lifestyle, which emphasizes quality over quantity and presence over productivity. Life moves at a slower, more relaxed pace, especially when compared to the hustle and constant motion of American cities.
In Portugal, there's a deep cultural appreciation for savoring the moment - whether that means taking a mid-morning coffee break with friends, enjoying a leisurely lunch with a glass of wine, or spending hours at a local festival.
From daily strolls through cobblestone streets to long, fresh seafood lunches at beachside cafés, the Portuguese prioritize balance, leisure, and community. This slower rhythm isn't just about relaxation - it's about creating space for connection, health, and fulfillment. If you're seeking a lifestyle that values well-being and meaningful experiences, Portugal delivers on all fronts.
Climate
The Mediterranean climate is another huge draw, offering a lifestyle that appeals to sun-seekers and outdoor enthusiasts alike. With over 300 days of sunshine each year, regions like the Algarve in southern Portugal deliver consistently pleasant weather that’s ideal for year-round living or extended vacations.
Winters are mild, often allowing you to enjoy coastal walks or café terraces without bundling up, while summers are warm and dry, perfect for beach outings, sailing, or alfresco dining. This weather in Portugal not only enhances your day-to-day comfort but also supports a healthier, more active lifestyle.
Whether you're retiring, relocating, or just looking for a seasonal escape, the dependable sunshine and moderate temperatures are hard to beat.
Cost of living
When it comes to cost of living in Portugal, the country remains one of the most affordable countries in Western Europe. Rent, groceries, transportation, and healthcare are significantly cheaper than in most major U.S. cities.
For instance, renting a one-bedroom apartment in Lisbon or Porto can cost a fraction of what you'd pay in New York or San Francisco.
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Living in Portugal as an American
Daily life and culture
Adjusting to daily life in Portugal as an American might take a bit of time, but most expats quickly fall in love with the Portuguese way of life. The culture here is centered around community, family, and simplicity. The pace is more relaxed, and people take the time to enjoy meals, socialize, and spend time outdoors.
One thing that might stand out is the daily rhythm. Lunches are long, and dinners often start late by American standards - usually around 8 or 9 PM.
Cafés are everywhere, and the Portuguese are masters of socializing over a cup of espresso or a glass of wine.
The local cuisine is another highlight. From the world-famous pastéis de nata (custard tarts) to the variety of seafood dishes, food is fresh, flavorful, and affordable.
Healthcare and social services
Portugal offers high-quality healthcare services. The national health system (Serviço Nacional de Saúde, SNS) provides free or low-cost healthcare to residents, including expats with legal residency. Many Americans are surprised by the efficiency and affordability of the system.
Private healthcare is also available and reasonably priced compared to the U.S. Many expats opt for private insurance for quicker access to specialists and English-speaking doctors.
Other social services, like public transportation in Portugal, child benefits, and elder care, are well-developed and accessible, contributing to a high standard of living.
Safety and security
Portugal consistently ranks among the safest countries in the world. Crime rates are low, and violent crime is rare. Walking alone at night in most areas - even in large cities - feels safe and secure.
Police presence is visible but not overbearing, and the general public respects law and order. The country’s political environment is stable, and civil unrest is almost nonexistent.
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The process of moving to Portugal
Planning your move
Relocating internationally is no small feat, and moving to Portugal requires careful planning. Start by creating a timeline for your move - ideally 6 to 12 months in advance. This should include everything from sorting out visas to booking flights and finding accommodation in Portugal.
Make a checklist that covers the essentials:
- canceling leases or selling your property
- notifying utility companies
- forwarding mail
- organizing your financial affairs
It's also a good idea to have some knowledge of Portuguese or take a few language classes before arriving.
Hiring international movers
One of the most significant logistical challenges is moving your belongings. International movers can handle packing, shipping, and even customs clearance for your household items. Look for companies with experience in transatlantic relocations, and get multiple quotes to compare services and prices.
You may also want to decide whether it's more economical to sell some items in the U.S. and buy new ones in Portugal. Due to different electrical systems and space limitations in European homes, some electronics and furniture might not be worth shipping.
What to bring and what to leave
Prioritize bringing important documents, medications, personal electronics, and a few sentimental items. Clothing for different seasons is essential, although the climate is generally mild.
Leave behind bulky furniture, major appliances, and non-essential electronics. Remember, Portuguese homes are smaller, and plug types and voltages are different.
Bringing your pet? Portugal is pet-friendly but requires a pet passport, proof of vaccinations, and sometimes a quarantine period depending on the animal's origin and health status.
Schools in Portugal – university and high school options
Public vs private education
Portugal has a well-established public education system that is free for residents. Public schools are generally of good quality, but instruction is in Portuguese, which might be a barrier for some American families moving with children.
Private schools, including international schools, are plentiful and offer instruction in English or bilingual curricula. These schools follow various systems like the American, British, or International Baccalaureate (IB) programs, making the transition easier for expat children.
International and American schools
If you're looking for familiarity, several American and British international schools operate in Portugal, particularly in Lisbon, Porto, and the Algarve. These schools often have high tuition fees but provide quality education and a multicultural environment.
Popular institutions include:
- Carlucci American International School of Lisbon
- Oporto British School
- International School of the Algarve
These schools cater to the expat community and often provide smoother pathways to U.S. or U.K. universities.
Universities for english-speaking students
Portugal has a number of respected universities, and more programs are now being offered in English. Schools like the University of Lisbon, University of Porto, and Nova University Lisbon offer degrees in business, technology, and humanities.
Tuition fees in Portuguese universities are significantly lower than in the U.S., and many institutions are open to international students. If you're a student or planning to pursue higher education while abroad, Portugal is an excellent and cost-effective option.
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Understanding the visa requirements in Portugal
Types of visas for Americans
As an American, you can stay in Portugal for up to 90 days without a visa. But for long-term stays, you'll need a visa in Portugal. The most common options include:
- D7 vvisa: For retirees or those with passive income.
- D2 visa: For entrepreneurs and independent workers.
- Digital nomad visa: For remote workers with stable income from outside Portugal.
- Student visa: For those enrolled in Portuguese educational institutions.
- Golden visa: For those making significant investments in Portugal, such as property or business.
How to apply for a visa
Visa applications must be submitted to the Portuguese consulate in your jurisdiction in the U.S. Requirements vary by visa type but generally include:
- Valid passport
- Proof of income or employment
- Criminal background check
- Health insurance
- Rentals in Portugal
Processing times can take several weeks or even months, so apply well in advance.
Visa renewal and residency
Once in Portugal, you’ll need to apply for a residence permit with SEF (Serviço de Estrangeiros e Fronteiras). Residence permits are typically valid for one to two years and can be renewed.
After five years of legal residence, you can apply for permanent residency or Portuguese citizenship - an exciting prospect for those planning to make Portugal their forever home.
Retiring in Portugal
Why Portugal is a retirement haven
Portugal has steadily gained popularity as a top destination for retirees, especially from the U.S., and it's easy to see why. With its pleasant year-round climate, beautiful coastlines, welcoming locals, and relaxed lifestyle, it provides an ideal backdrop for a peaceful retirement. The cost of living is significantly lower than in the United States, making your retirement income stretch much further.
Beyond the financial appeal, retirees are drawn to Portugal’s rich culture, delicious cuisine, and excellent healthcare system. Whether you’re strolling through the historic streets of Lisbon, sipping wine in the Douro Valley, or soaking in the sun in the Algarve, there’s no shortage of things to enjoy.
Portugal also boasts high safety rankings and political stability - two important factors for retirees looking for peace of mind in their golden years.
Retirement visa options
If you’re considering retiring in Portugal, the most popular visa for U.S. citizens is the D7 visa.
This visa is tailored for individuals with: a steady passive income, such as:
- social security
- pensions
- rental income
- investments
To qualify, you’ll need to show proof of sufficient income to support yourself (and dependents, if applicable) while living in Portugal.
You’ll also need:
- A Portuguese bank account
- A NIF (tax identification number)
- Proof of accommodation in Portugal
- Health insurance
After receiving the D7 visa, you can apply for a residence permit upon arrival. This permit is renewable and, after five years, opens the door to permanent residency or citizenship.
Best places for retirees to live
- Algarve: Consistently ranked as one of the best places in the world to retire. Known for its beaches, golf courses, and large expat community.
- Lisbon: Offers more of an urban experience with vibrant culture, excellent healthcare, and modern amenities.
- Cascais: A coastal town with a relaxed vibe, high safety, and plenty of activities.
- Porto: Ideal for those who enjoy culture, wine, and a more traditional Portuguese experience.
Each region has its own charm, and the best choice depends on your lifestyle preferences and budget.
Driving in Portugal with a US license
Validity and time limits
As an American moving to Portugal, you can drive with your U.S. driver’s license for up to 185 days after entering the country, as long as you’re not a resident. Once you become a legal resident, however, you must either exchange your license for a Portuguese one or apply for a new license.
It’s crucial to start this process early, as it can take time and involves some paperwork. Driving without a valid license as a resident can lead to fines and other legal issues.
How to exchange a US license for a Portuguese one
Portugal has agreements with several non-EU countries, including the U.S., which allows you to exchange your American license without taking a driving test, provided certain conditions are met.
Here’s what you’ll need:
- Proof of residency in Portugal
- NIF (Portuguese tax number)
- Medical certificate from a local doctor
- U.S. driver’s license
- Official translation of your U.S. license (if not in English)
- Criminal background check from the U.S.
The exchange is done through IMT (Instituto da Mobilidade e dos Transportes). Appointments can be scheduled online or in person, and it’s wise to start early, as bureaucracy can cause delays.
Driving laws and road safety in Portugal
Driving in Portugal may feel familiar to Americans in some ways - cars are driven on the right side of the road, and the road signs are fairly intuitive.
However, there are some key differences:
- Roundabouts are common and can be confusing at first.
- Speed limits are strictly enforced with radar cameras.
- Defensive driving is essential, especially in cities where traffic can be aggressive.
Portugal has a well-maintained network of highways and roads, though some toll roads can be expensive. An electronic toll system is used, and you may need a transponder or temporary toll card.
Overall, driving in Portugal is manageable and even enjoyable, especially in scenic regions like the Douro Valley or Alentejo.
Funchal
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How to call Portugal from the US
Dialing codes and methods
Calling Portugal from the U.S. is simple once you understand the international dialing format.
Here’s what you need to do:
- Dial the U.S. international exit code: 011
- Dial Portugal’s country code: 351
- Dial the local area code (usually 2 or 3 digits)
- Dial the local phone number
For example, if you’re calling a Lisbon number, it might look like this: 011-351-21-XXXXXXX.
Mobile numbers in Portugal typically start with “9” and follow the same dialing pattern.
Using online and mobile services
Traditional landline calls can be expensive, but there are numerous affordable - and even free - alternatives. Apps like WhatsApp, Skype, FaceTime, Zoom, and Google Voice allow you to call Portugal using Wi-Fi or data. These services are particularly handy for video calls and staying in touch with family and friends.
Mobile plans in Portugal often come with generous international call allowances. Once you’re living there, you can use your local SIM card to make calls to the U.S. as well.
Best apps for international calling
- WhatsApp: Great for voice and video calls, as long as both users have the app.
- Skype: Reliable for calling landlines and mobile phones at low rates.
- Google Voice: Lets you call from your U.S. number via the internet.
- Rebtel: Popular for cheap international calls without internet.
- Viber: Offers both free app-to-app calls and low-cost international dialing.
Travel to Portugal from the US
Flights and airports
Getting to Portugal from the U.S. is more convenient than ever. Major airlines like TAP Air Portugal, United, Delta, and American Airlines offer direct flights from major U.S. cities such as New York, Boston, Miami, and San Francisco to Lisbon, Porto, and Faro.
Flight times vary but generally range from 6 to 10 hours depending on your departure city. Lisbon’s Humberto Delgado Airport (LIS) is the busiest and most commonly used by international travelers.
What to know before you go
Before hopping on a plane, make sure you:
- Have a valid passport (valid for at least 6 months)
- Confirm visa requirements (if staying in Portugal more than 90 days)
- Understand customs regulations (what you can bring in)
- Carry proof of accommodation and return flight (if visiting short-term)
Pack for the season - Portugal has varied climates depending on the region. Summers are hot in the south, while the north can be rainy in winter.
COVID-19 and other travel requirements
As of 2025, Portugal no longer has strict COVID-19 entry requirements, but it’s best to double-check before traveling. Some airlines may still require masks, and it’s always a good idea to have travel insurance that includes medical coverage.
ETIAS (European Travel Information and Authorization System) is expected to be implemented soon, requiring Americans to pre-register for travel to Schengen countries. Keep an eye on the latest updates to avoid surprises at the airport.
US digital nomads in Portugal
Why Portugal is a hotspot for remote workers
Portugal has rapidly emerged as a top destination for digital nomads - and it’s easy to see why. With its stunning landscapes, affordable cost of living, fast internet, and welcoming expat scene, it’s a digital worker’s paradise.
Lisbon, Porto, and Madeira are just a few hotspots buzzing with co-working spaces, networking events, and a vibrant tech community. The relaxed lifestyle, combined with excellent coffee and sunshine, creates the perfect work-life balance.
Co-working spaces and digital infrastructure
Portugal’s major cities boast a plethora of co-working spaces equipped with high-speed internet, private offices, and community events.
Top picks include:
Public Wi-Fi is widely available, and internet speeds are reliable across most regions. For nomads who rely on connectivity, Portugal delivers.
Tips for digital nomad visas and axes
Portugal has introduced a Digital Nomad Visa (also known as the D8 Visa), which allows remote workers to live in the country while working for foreign employers.
To qualify, you’ll need:
- Proof of income (usually 4x the Portuguese minimum wage)
- Employment contract or freelance contracts
- Accommodation in Portugal
- Health insurance
Taxes can be a bit tricky. The NHR (Non-Habitual Resident) tax regime offers favorable conditions for newcomers, including potential tax breaks for 10 years.
Consult a tax advisor familiar with Portuguese and U.S. tax law to stay compliant.
Best places to live in Portugal
Lisbon – The vibrant capital
Lisbon is often the first choice for expats moving to Portugal - and for good reason. As the capital, it offers a perfect blend of old-world charm and modern amenities. From its picturesque cobblestone streets to its dynamic tech scene, Lisbon is a city that embraces both tradition and innovation.
Staying in Lisbon means enjoying a rich cultural life, including music festivals, art exhibitions, and international cuisine.
The public transportation system is efficient, with buses, trams, and a metro network that make getting around easy.
English is widely spoken, and you'll find a sizable American expat community here.
The downside? Lisbon is more expensive than other parts of Portugal, especially when it comes to housing. However, for those seeking a vibrant urban lifestyle with ocean views and Mediterranean charm, Lisbon is unbeatable.
Porto – A cultural gem
Porto, Portugal’s second-largest city, offers a slightly slower pace than Lisbon but is packed with personality. Located in the north, Porto is famous for its wine, historic architecture, and riverside views along the Douro River.
The cost of living in Porto is generally lower than in Lisbon, making it attractive to those on a tighter budget. It’s also becoming a hub for startups and digital entrepreneurs. The community here is friendly, and the city has a more traditional feel compared to Lisbon.
Healthcare, education, and transportation are top-notch, and there are plenty of parks and cultural events to enjoy. If you love history, food, and a quieter city vibe, Porto is an excellent choice.
Algarve – Beach life and expat community
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The Algarve region in southern Portugal is a retirement and vacation paradise. Known for its golden beaches, dramatic cliffs, and warm weather, the Algarve also hosts a large international community, especially Americans, Brits, and Germans.
Cities like Faro, Lagos, and Albufeira offer a laid-back lifestyle with all the amenities you need—from golf courses and healthcare to shopping and nightlife. The pace here is slower, and many residents live within walking distance of the beach.
It’s also one of the safest regions in Portugal, with a reputation for friendly locals and low crime rates. If you’re looking to live by the sea in a tight-knit community, the Algarve is the place for you.
Coimbra and Braga – Hidden affordable gems
For those who want to escape the tourist-heavy cities while still enjoying a high quality of life, Coimbra and Braga are excellent options.
- Coimbra is home to one of the oldest universities in Europe and has a youthful, intellectual vibe. The cost of living is low, and it’s ideal for families or retirees who prefer a quieter lifestyle.
- Braga, known as the "Rome of Portugal," is full of churches and history. It has a growing tech scene and a strong sense of community, plus it’s only an hour away from Porto.
Both cities offer excellent public transportation, good healthcare, and a slower pace that many expats find refreshing.
Cost of living in Portugal compared to the USA
Housing and rent
One of the biggest financial advantages of living in Portugal is the cost of housing. Compared to the U.S., rent and home prices are significantly more affordable.
Here's a quick comparison:
- One-bedroom apartment in Lisbon: $900–$1,500/month
- One-bedroom in a smaller city or rural area: $400–$800/month
Buying property is also feasible. While prices in Lisbon and Porto have risen, other regions like the interior and parts of the Algarve still offer bargains.
Utility costs (electricity, water, and gas) are moderate, usually ranging between $100 - $200/month for a typical apartment.
Groceries and dining
Groceries in Portugal are quite affordable. A trip to the local supermarket or fresh market will surprise you with its low prices:
- Milk (1 liter): $1
- Bread (loaf): $1.50
- Wine (good bottle): $4–$6
- Fresh produce: very cheap, especially local fruits and vegetables
Dining out is also budget-friendly. A meal at a mid-range restaurant will typically cost $10–$20 per person. Even high-end dining is cheaper than similar experiences in the U.S.
Utilities and transportation
Utility prices are moderate, though electricity can spike in the winter if you use heaters. Public transportation is reliable and cheap. In Lisbon or Porto, a monthly public transport pass costs around $40–$50.
If you drive, fuel prices are higher than in the U.S., but cars are more fuel-efficient. Taxis and ride-sharing services like Uber are widely available and reasonably priced.
Health insurance, another major expense in the U.S., is much cheaper in Portugal. Private plans start at around $50/month, while public healthcare is nearly free for residents.
Integrating into Portuguese society
Learning the language
While many Portuguese people speak English, especially in urban and tourist areas, learning Portuguese will greatly enhance your experience. It helps with everything from making friends to dealing with bureaucracy.
Free or low-cost language classes are available throughout the country, and apps like Duolingo, Babbel, and Memrise are great for beginners. Community centers and universities often offer language immersion programs too.
Even basic phrases will go a long way in showing respect and willingness to integrate.
Making friends and joining communities
Portugal has a warm and welcoming culture. Locals are generally friendly and open to foreigners. However, social circles can be tight-knit, so patience and persistence are key.
Joining clubs, hobby groups, or language exchanges is a great way to meet people. Facebook groups, Meetup, and local expat organizations are also excellent resources for finding community.
Expats can be found in every major city, especially Lisbon, Porto, and the Algarve, and these communities often host social events and meetups to help newcomers feel at home.
Understanding local customs
Portuguese customs and traditions may differ from what you're used to, but they're part of what makes living here so enriching.
Key things to know:
- Greetings: A handshake or cheek kiss (for women) is standard.
- Dining: Lunch is the biggest meal of the day, and dinner is late.
- Bureaucracy: Things move slower here. Be patient and polite, and you'll get far.
Respecting local customs, participating in festivals, and engaging with neighbors will make your integration smoother and more enjoyable.
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Tips for a smooth transition
Adjusting to the Portuguese pace of life
One of the first things you'll notice is that things move at a slower pace in Portugal. This can be a blessing or a source of frustration, depending on your expectations. Businesses often close for lunch, and government services may operate on irregular schedules.
Try to embrace the slower tempo - it’s a major reason why people fall in love with Portugal. Take your time, plan ahead, and let go of the American sense of urgency.
Dealing with bureaucracy
Navigating Portuguese bureaucracy can be tricky.
Be prepared for:
- Long waits at government offices
- Lots of paperwork
- A need for patience and persistence
Having a local contact, translator, or relocation consultant can be extremely helpful. Make appointments online when possible, and always bring extra copies of your documents.
Getting a NIF (Número de Identificação Fiscal) should be your first step—it’s required for opening bank accounts, signing leases, and more.
Setting up bank accounts and utilities
Opening a bank account is straightforward.
You'll need:
- Passport
- NIF
- Proof of address
- Proof of income (sometimes)
Popular banks include Millennium BCP, Novo Banco, and Santander. Once your account is open, you can easily set up utilities like water, gas, electricity, and internet.
Mobile phone plans are affordable, and providers like MEO, NOS, and Vodafone offer competitive packages for data and international calls.
Is moving to Portugal right for you?
Moving to Portugal from the USA is a life-changing decision - but for many, it’s the right one. Whether you're looking for a better quality of life, an affordable retirement, or a European adventure, Portugal checks all the boxes.
It’s safe, friendly, and culturally rich. With favorable visa options, excellent healthcare, and a growing international community, it’s an ideal place for anyone ready for a fresh start.
How to prepare for long-term success
To succeed, start planning early. Learn the language, understand the bureaucracy, and set realistic expectations. Embrace the culture, connect with your community, and most importantly—be patient with yourself as you adjust.
Portugal offers a life of sunshine, simplicity, and soul. If you're dreaming of a new chapter filled with beauty and opportunity, Portugal might just be the place to start it.
FAQs
- Is Portugal a good place for American retirees?
Yes! Portugal offers a low cost of living, great healthcare, safety, and beautiful weather—perfect for retirees. - Can I work remotely from Portugal as a U.S. citizen?
Absolutely. Portugal's Digital Nomad Visa allows remote workers to live legally while working for a foreign employer. - Is it easy to buy property in Portugal as an American?
Yes, Americans can buy property in Portugal with no restrictions. Many choose to invest as part of the Golden Visa program. - How long can I stay in Portugal without a visa?
Americans can stay in Portugal visa-free for up to 90 days. For longer stays, a residency visa is required. - Do I need to speak Portuguese to live in Portugal?
While it's not required, learning Portuguese is highly recommended for daily life and integration.
